Insurance Agency Loans

  • COMPANY SIZE

    • Minimum annual commission of $60,000insurance agency
    • Underwriting consideration of renewal commission and other business income for an insurance agency loans

  • FOCUS

    • Financing offered for retail and wholesale agencies
    • Broad use of capital: growth initiatives, purchase a new book of business, open additional locations, hire producers, fund marketing campaigns
    • Broad interest in the insurance industry including property and casualty, whole life, annuities, auto, homeowners, benefits

  • TERMS & TIMING

    • 12, 24, 36 and 48-month amortizing loans
    • Working capital financing in 3-5 business days
    • Acquisition capital financing average 2-3 weeks

  • INVESTMENT SIZE

    • $100,000 to $5,000,000 per loan
    • Ability to participate in larger transactions through syndication partners

  • LOAN STRUCTURES

    • Senior debt
    • Second lien debt

Call us today to discuss how we can help with you factoring your insurance agency loans commissions at 866-611-7457 Ext. 1