Business Insurance – Houston
Don’t think you need Commercial Property coverage?
At Apple Capital Group – Commercial Insurance, we recognize that as a California business owner you have a lot of responsibility resting on your shoulders. From protecting your team with reliable workers compensation to defending your reputation and livelihood with general liability insurance, there are a variety of coverages you must consider.
Have you also considered the physical property and amenities associated with your business?
At Apple Capital Group – Commercial Insurance we’re proud to offer comprehensive Commercial Property Insurance packages which can be customized to match your unique business needs. Commercial Property polices typically offer coverage for the physical building, completed additions, fixtures, permanently installed machinery and equipment as well as personal property that is used to service or maintain the building or premises.
Commercial Property Policies are flexible and are dependent on various components and Causes of Loss:
Basic Loss: offers coverage against fire, lightning, explosion, windstorm, hail, smoke, aircraft or vehicles, sprinkler leakage or damage, vandalism, etc.
Broad Loss: adds further covered causes of loss over the including breakage of glass, falling objects, damage due to weight of snow, ice, or sleet, and water damage.
Special Loss: provides coverage on an “all risk” basis which essentially covers anything not otherwise excluded.
Our expert insurance professionals can also work with you to determine your need for heightened Commercial Property Insurance products—under specific circumstances, additional coverage may be offered for construction equipment, material and supplies.
At Apple Capital Group – Commercial Insurance we recognize that every business and business owner is unique, which is why we work exceptionally hard to design you the most appropriate Commercial Property Insurance—each of policies can be modified or supplemented to better fit varying types of businesses and your distinct requirements.Call our insurance company at (866) 611-1171 FREE to inquire about our business insurance policies in Houston, TX.