Lady at ATM

Residual Loans

COMPANY SIZE

  • ISO: Minimum monthly residual of $5,000
  • ATM: Minimum monthly Surcharge and Interchange Income of $5,000
  • Underwriting consideration of renewal commission and other business income

FOCUS

  • Acquisition and Growth Capital for ISO’s and ATM IAD’s
  • Financing based on Monthly Recurring Revenue
  • Over 400 ISO’s funded, more than any other lender in this sector
  • Direct Relationships with every major processor
  • Senior Management has started multiple ISO’s, bought 50 + Portfolios for over $75M and successfully sold multiple ISO’s and brokered many more
  • 7 year history lending to ISO’s

  • TERMS & TIMING

    • 12, 24, 36 and 48 month amortizing loans
    • Working capital financing in 3-5 business days

  • INVESTMENT SIZE

    • $100,000 to $5,000,000 per loan
    • Ability to participate in larger transactions through syndication partners

  • LOAN STRUCTURES

    • Senior debt
    • Second lien debt

  • LOAN — — USES

    • Use Funding for opening a new location, hiring new sales reps, start a marketing campaign, buy equipment in bulk, upgrade your technology, buy a portfolio, buyout a partner or buyout a subagent’s residual stream.